David Bergman is the deputy head of Structured Finance at Scope Ratings and has more than 10 years of experience in credit analysis for structured finance transactions across Europe working at Scope and Moody’s. He is based in Milan and has been covering both NPL transactions as well as scuritisations backed by mortgage loans, consumer loans and loans extended to small and midsized enterprises.  Prior to that he worked in the leasing industry as head of origination working for GE Commercial Finance and ABB Financial Services in Italy and Sweden. David holds a Master of Science degree from Stockholm School of Economics, majoring in finance.